Posts Tagged “Nova Scotia Retirement Homes & Communities for Seniors”

A Mortgage In Retirement Can Cramp Your Style

A Mortgage In Retirement Can Cramp Your Style

At 65, will you still have a mortgage hanging over your head? Are you a Boomer over 50 who will still be making mortgage payments once you reach normal retirement age? If so, you’ll be like 35% of other senior homeowners, according to the Canadian Association Of Accredited Mortgage Professionals. As a senior, a mortgage…

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Time to Downsize and Rightsize Your Life?

Time to Downsize and Rightsize Your Life?

Over time our housing needs change. The kids leave to get married and start their own families and your housing needs changes. My senior clients decide to sell and move to something smaller. This process Is called downsizing. Not just getting something smaller but finding a new place more suitable. More accurately called Rightsizing. Common…

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More Canadians are using their home to fund their retirement

More Canadians are using their home to fund their retirement

More Canadians are planning to use their home to fund their retirement and rightly so. Many people have the majority of their net worth in their homes. Being equity rich and cash poor is common. Over time our housing needs change and your 2 story, 4 bedroom house may simply be too much house for…

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The Baby Boomer Dilemma To Move Or Stay Put

The Baby Boomer Dilemma To Move Or Stay Put

If you are a baby boomer with retirement insight, you may be grappling with whether to downsize to another home, condo, or apartment that you buy or rent or stay put. In Canada, wherein many areas housing inventory is low, many of your contemporaries are deciding to upgrade their homes so that they can age…

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Seniors Use A SRES To Sell Your Halifax Home

Seniors Use A SRES To Sell Your Halifax Home

Are you a baby boomer or senior ready to make a housing change? You might be interested to know that you are part of a growing trend in Canada. According to the National Association of Realtors (NAR), nearly half of all Canadians are retirees or baby boomers approaching retirement. Among real estate agents in Canada…

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Preparing A Will That Minimizes Family Drama: Part 2

Preparing A Will That Minimizes Family Drama: Part 2

For many families, the death of a loved one is followed by family squabbling over possessions. In a previous blog, we discussed the importance of having a will, which should designate who inherits certain possessions. Today we will discuss ways to simplify the distribution of your property. What Happens To Your Property When You Pass…

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